Ratio Architects, LLC

August 13, 2025

With identity theft cases rising nationwide, more consumers are discovering unfamiliar accounts or inquiries on their credit reports. Petroff Amshen LLP explains how to respond effectively, protect your credit standing, and understand your legal rights - without falling into inaction or misinformation.

An attempted identity theft is more than a close call-it's a serious warning. With reports sharply rising, Petroff Amshen LLP explains how a timely Identity Theft Check and credit report review can help prevent further misuse of personal information.

A recent ruling by the Supreme Court of Queens County has resulted in a clear win for consumer protection and legal accountability. A financial institution's attempt to foreclose on a residential property was denied, and the court awarded $60,327.50 in attorneys' fees to Petroff Amshen LLP, the firm that represented the property owner in the case.

A New York foreclosure case involving a previously satisfied mortgage led to a key Appellate Division ruling. The court upheld the rights of a third-party property owner to intervene and rejected the bank's insufficient evidence. Petroff Amshen LLP, serving as Foreclosure Defense Attorneys, secured a critical procedural victory and defended the integrity of recorded satisfactions.

For New York homeowners facing foreclosure, a powerful legal reform is shifting the balance. The Foreclosure Abuse Prevention Act ("FAPA"), signed into law in December 2022, has introduced substantial new protections that limit abusive litigation practices by lenders. But many consumers are still asking: What does FAPA stand for-and how does it work?

Petroff Amshen LLP has secured five appellate reversals in foreclosure cases across Brooklyn and Queens. Each decision exposed legal and procedural flaws by major lenders - demonstrating how strategic litigation can serve as a powerful alternative to foreclosure.

In a decisive ruling, the New York Appellate Court overturned a foreclosure judgment after finding legal errors and inadmissible evidence submitted by the lender. Petroff Amshen LLP exposed critical flaws, including unauthenticated records and testimony from individuals lacking firsthand knowledge. This victory protects the homeowner and reinforces the importance of due process-even in long-running foreclosure cases.

Widespread engine failure among 2021-2024 GM brands have resulted in a nationwide recall and stop-sale order, resulting in consumers stranded with vehicles in repair shops for extended periods of time.

As credit card identity theft becomes the most reported type of fraud in the United States, New York residents are among the most affected. With thousands of new accounts opened fraudulently, Petroff Amshen LLP steps in to help victims take legal action and restore their credit. The firm emphasizes the importance of going beyond credit monitoring to reclaim financial control.

As unauthorized and misreported credit inquiries become more common, many individuals are facing unexpected credit score drops and financial setbacks. Petroff Amshen LLP is assisting consumers in identifying these errors, understanding their rights, and taking the proper steps to correct them.

Foreclosure can significantly damage your credit, but it doesn't have to be the end of the road. By reviewing the foreclosure process for legal violations and disputing inaccuracies on your credit report, you can potentially save your home and rebuild your financial future.

Identity theft related to loans and leases is on the rise, impacting thousands of consumers nationwide. With over 202,000 cases reported in 2024, this financial fraud has become a silent yet devastating threat. Petroff Amshen LLP is committed to protecting victims of these crimes, offering legal support and guidance in restoring their financial identities.

Petroff Amshen LLP's foreclosure defense attorneys secured a major legal victory after a New York court dismissed a time-barred foreclosure case. The ruling confirms that the Foreclosure Abuse Prevention Act ("FAPA") applies retroactively and blocks financial entities from manipulating timelines. This decision protects homeowners and strengthens legal defenses against long-standing foreclosure threats.

Consumers across the U.S. face unfair credit damage due to errors, identity theft, and deceptive financial practices. Although federal and state laws offer strong legal protections, many cases still require decisive legal action. Petroff Amshen LLP, a New York law firm, uses targeted strategies to confront credit damage and defend consumer rights.

Identity theft is on the rise, with thousands of victims losing control of their personal and financial data. Immediate action is essential to prevent further damage and restore security. Victims must take urgent steps to mitigate the damage, while legal assistance plays a pivotal role in helping individuals reclaim their lives and navigate the aftermath of identity theft.

Credit score myths often go unquestioned, leading many to accept them as facts. However, widely held beliefs about this important financial concept can be misleading. Understanding the truth is the first step toward reclaiming your financial health.

Through strategic litigation and negotiation, Petroff Amshen LLP continues to protect homeowners from foreclosure, securing sustainable solutions that allow them to keep their homes and regain financial stability.

Identity theft takes many forms, from financial fraud to social media impersonation. Learn how criminals operate, warning signs to watch for, and the legal strategies protecting your identity.

PIC advocates for strong First Amendment protection of doctor-patient speech without fear of prosecution by medical boards

New York homeowners facing foreclosure have significant legal protections to help them keep their homes. Understanding the state's judicial foreclosure process and acting quickly can make all the difference. The foreclosure defense attorneys at Petroff Amshen LLP are ready to provide strategic guidance to defend homeowner rights and challenge foreclosure actions effectively.

Identity theft and credit reporting mistakes tied to auto loans are leaving consumers with financial headaches. Petroff Amshen LLP is stepping in to offer legal solutions that help people regain control of their credit reports and financial well-being.

With the CFPB shut down, banks and lenders now face no federal oversight, putting homeowners and consumers at risk of foreclosure, fraud, and debt collection abuse. Petroff Amshen LLP is stepping in as the last line of defense, taking legal action to hold financial institutions accountable. Without regulatory protection, the only way to fight back is through aggressive litigation. Consumers must act now to protect their rights before it's too late.

Inaccurate credit reports can lead to denied loans, higher interest rates, and lost job opportunities. Petroff Amshen LLP highlights the importance of proactive credit monitoring and offers legal assistance to correct discrepancies, empowering consumers to protect their financial future.

Petroff Amshen LLP emphasizes the need for homeowners to stay proactive and informed in 2025 as economic shifts and unforeseen challenges continue to pose risks. The firm outlines key steps to protect homes from foreclosure, highlighting its commitment to providing robust defense and mortgage modification services.

In a significant victory for homeowners, Petroff Amshen LLP’s dedicated advocacy leads to the dismissal of a time-barred foreclosure action, the cancellation of a decades-old mortgage, and a strong defense of homeowner rights under New York law.

New measles data help better compare disease risks to vaccine risks

Petroff Amshen LLP highlights the impact of a well-known big tech company and a major financial institution's deceptive practices, which have left thousands of victims with unauthorized charges and financial losses. With nearly two decades of experience, Petroff Amshen LLP is committed to holding corporations accountable and ensuring justice for those harmed by fraudulent bank activity.

Credit report inaccuracies such as unrecognized charges, old debts resurfacing, or duplicate entries disrupt financial stability. Petroff Amshen LLP addresses these issues, safeguarding clients' credit integrity while providing actionable steps for resolution. 

With identity theft on the rise, effective legal strategies are crucial for those affected. Petroff Amshen LLP is dedicated to reclaiming the financial security of its clients. Their comprehensive legal support helps New Yorkers navigate the complexities of identity theft with confidence.